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David Garrett is a financial advisor in Hastings, Michigan. If you're looking for Financial Planning, Retirement planning, Estate planning, Life insurance, Long term care, a Medicare advisory service, Health insurance, or Disability insurance, contact David Garrett at the Mid-Michigan Group.  This blog features 1-Minute YouTube videos. 

 

Tuesday, July 16, 2019

1-Minute Video: You can’t control if or when disaster will strike, but you can minimize the damage and economic impact with some basic planning. For example, create a family disaster plan and review it so everyone will know what...

 

Monday, July 1, 2019

1-Minute Video: Many pre-retirees are uncertain about their choices when it comes to enrolling in Medicare. There are 2 main ways to get your coverage - you can choose the traditional fee-for-service Medicare, known as Original...

 

Thursday, June 20, 2019

1-Minute Video: Did you know that one of the greatest risks to your retirement portfolio can happen in the first years you retire? The timing of when you begin withdrawing money from your investments can dramatically impact your...

 

Monday, June 10, 2019

1-Minute Video: A question we're commonly asked is, "Is it possible to drastically reduce taxes in retirement, or even eliminate them? It’s possible, but you must start planning before you retire. Many people don’t realize...

 

Wednesday, May 29, 2019

1-Minute Video: A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you with income,...

 

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Tuesday, May 14, 2019

1-Minute Video: Statistics say there is a seventy percent chance that you or your spouse will experience a need for long-term care! Long-term care includes a range of services and supports you may need to meet your personal care needs....

 

Tuesday, April 30, 2019

1-Minute Video: What are the three stages in your financial life? The first stage is preparing for life’s uncertainties. The second stage is managing your net worth and the third stage is managing retirement and your estate. The...

 

Wednesday, April 17, 2019

1-Minute Video: A “Living Trust” is a trust you created that is active while you are alive versus a Testamentary Trust which becomes active at your death. When you create a Living Trust, you ensure that your assets will be...

 

Tuesday, April 2, 2019

1-Minute Video: What are annuities and how do they work? Annuities are both a savings and an income investment that pays out over a period of time. It's actually a steam of income you can’t outlive. An annuity is a flexible...

 

Monday, March 18, 2019

1-Minute Video: As life expectancy has grown, your retirement now can last between 20 and 30 years. So Social Security planning is critical, no matter how much money you have. It can make a difference of hundreds of thousands of...

 

Monday, March 4, 2019

1-Minute Video: If you’re nearing retirement, you may need to consider asset allocation in a different way. Be aware that asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. When you were...

 

Monday, February 18, 2019

1-Minute Video: